Privacy & User Protection

CreditX

Personal Loan Clue – Financial Education & Loan Awareness Platform

📜 Privacy Policy

Welcome to CreditX - Personal Loan Clue. Your privacy is important to us. This Privacy Policy describes how our application handles information and explains our commitment to providing a secure and transparent user experience.

â„šī¸ About CreditX

CreditX - Personal Loan Clue is an educational application that helps users learn about personal loans, EMI calculations, interest rates, credit scores, loan eligibility, and financial awareness topics.

The application is designed solely for informational purposes and does not provide financial services or lending facilities.

📊 Information We May Collect

To improve app performance and user experience, limited technical information may be collected automatically:

Device Information

Device model, manufacturer, and operating system details.

App Diagnostics

Crash reports and technical logs used for bug fixing.

Usage Analytics

Anonymous usage statistics to improve app features.

Advertising ID

Device Advertising ID and app interaction data for marketing analytics.

🔒 Information We Do Not Collect

  • Bank account information
  • Debit or credit card details
  • UPI IDs, PINs, or passwords
  • Internet banking credentials
  • Aadhaar numbers
  • PAN card information
  • Loan application records
  • Financial transaction data

🧮 Financial Tools

CreditX may provide educational calculators such as EMI calculators and financial estimation tools. Information entered into these tools is used only to generate results and is not permanently stored.

âš ī¸ Educational Disclaimer

CreditX - Personal Loan Clue is strictly an educational and informational application.

  • We do not provide loans.
  • We do not approve loan applications.
  • We are not a bank.
  • We are not an NBFC.
  • We do not process financial transactions.
  • We do not offer financial products or services.

Users should independently verify all financial information through official banks, NBFCs, government portals, or financial institutions before making financial decisions.

📈 Third-Party Analytics & Tracking

While we do not display third-party banner or video advertisements within the app, we use Meta (Facebook) SDK to analyze app performance and track marketing campaigns. This service may collect your Device Advertising ID and app interaction data.

You can learn more about how Meta processes data by reviewing the Meta Privacy Policy.

Opt-out: You can opt-out of personalized ad tracking through your device's settings (Settings > Google > Ads > Delete advertising ID).

đŸ›Ąī¸ Data Security

We implement reasonable security practices to maintain the integrity of the application and protect available information from unauthorized access.

đŸ‘ļ Children's Privacy

The application is not specifically intended for children under 13 years of age. We do not knowingly collect personal information from children.

🔄 Policy Updates

This Privacy Policy may be updated periodically to reflect operational improvements, legal requirements, or technical changes. Any updates will be published on this page.

📧 Contact Us

For questions, suggestions, or concerns regarding this Privacy Policy:

help@creditxguide.in